Colony Bankcorp, Inc. (CBAN) Q3 2024 Earnings Call Transcript

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Colony Bankcorp, Inc. (NASDAQ:CBAN) Q3 2024 Earnings Conference Call October 24, 2024 9:00 AM ET

Company Participants

Derek Shelnutt – Executive VP and Chief Financial Officer
Heath Fountain – Chief Executive Officer

Conference Call Participants

Christopher Marinac – Janney Montgomery Scott
David Bishop – Hovde Group

Operator

Good day, everyone, and welcome to today’s Colony Bank Third Quarter 2024 Conference Call. At this time, all participants are in a listen-only mode. [Operator Instructions]. Today’s call is being recorded. [Operator Instructions].

It is now my pleasure to turn the conference over to Mr. Derek Shelnutt.

Derek Shelnutt

Thanks, Marjorie [ph]. Before we get started, I would like to go through our standard disclosures. Certain statements we make on this call could be constituted as forward-looking statements within the meaning of the Securities Act of 1933 and the Securities Exchange Act of 1934. Current prospective investors are cautioned that any such forward-looking statements are not guarantees of future performance, but involve known and unknown risks and uncertainties.

Factors that could cause these differences include, but are not limited to, pandemics, variations of the company’s assets, businesses, cash flows, financial conditions, prospects and other results of operations. I would also like to add that during our call today, we will reference both our earnings release and our quarterly investor presentation, both of which were filed yesterday. So please have those available to reference.

And with that, I will turn the call over to our Chief Executive Officer, Heath Fountain.

Heath Fountain

Thanks, Derek, and thanks to all of you joining our third quarter earnings call today. Before we get started on the quarterly results, I just want to say a few words about the impact of Hurricane Helene on our team, our customers and communities that happened right at the end of the third quarter. We were very fortunate

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